YNAB – a Budgeting App That Can Change Your Life

Luckily, we live in the age of online services and digital apps, and there’s one budgeting app that can change your financial life for the better. It’s called YNAB, or to give it it’s full name, “You Need a Budget”. Here are some reasons you should give it a chance.… View Post

Here’s Why It’s So Important that …

Here’s Why It’s So Important that you Have a Savings Account

If you don’t have a savings account right now then there is a high chance that you are missing out. Not only will you be missing out on interest and financial security, because it also means that you are unable to protect the assets that you do have as well. Saving is easier said than done, but there are a ton of benefits available to those who do want to save and you can find some of them below.… View Post

Cheap and refreshing hobbies which everybody can enjoy

Cheap and refreshing hobbies which everybody can enjoy

We all have some hobbies to have a good time when we don’t have much to do. Different people have different hobbies depending on their lifestyles having the sole purpose of spending some quality time with ourselves. Some hobbies are expensive and require a lot of money whereas there are also cheap hobbies where having a lot of money is not the prerequisite.… View Post

Debts, Be Gone! Dealing With Dozens Of Arrears

Debts, Be Gone! Dealing With Dozens Of Arrears

Studies suggest that 8.3 million people are dealing with debt in the UK alone. As a percentage of the population, it’s around 11%. However, this stat isn’t the most shocking one. The figure that stands out is the average amount, which is at £8,000 by the according to www.theguardian.com. The sad truth is that people don’t have a single debt but many different arrears. And, this makes the process of getting out two, three, four times harder.… View Post