Often, we will find ourselves overspending on items we can go without. Making New Year’s resolutions can frequently be disastrous, with 80% of people failing by February and regretting it instantly — have you managed to stick with yours? One of the most common New Year’s resolutions is to cut down on spending, and although this sounds achievable, if you don’t have a fully-fledged strategy in place, the likeliness of failure spirals out of control.… View Post
It’s far too easy to feel like a fool when it comes to finance. With the money coming in barely covering the life you want to live, surprise payments lurking around every corner, and pressure to avoid debt coming from loads of places, it’s no wonder that most people struggle with this part of life. Of course, though, in the modern world, there are loads of ways to make any job much easier. With the right time and dedication, you can handle almost all of your financial fundamentals from the comfort of the computer. To do this, though, you first need to know where you can look to get support.… View Post
A greener home has many benefits for you and your family. While on the one hand, it will help you to save money by reducing your energy bills, but it will also teach you how to be less wasteful. There are some things you might already be doing to make your home greener, such as recycling or using energy-saving light bulbs, but there is always more to be done to help the environment.… View Post
For the vast majority of people, our home will be the biggest purchase we ever make. It’s impossible not to know that life as a homeowner can be costly in terms of the mortgage, taxes, and electricity and heating bills you will have to finance– but these factors are just the tip of the financial iceberg.
Even with the best will in the world and a strict adherence to home maintenance, there are certain problems that your home can experience that will deliver an almighty financial shock to you. These areas deserve a little more attention when you’re assessing your maintenance needs, and you need to have a financial plan for what happens if they experience a problem.… View Post
The chances are that when you made your New Year resolutions at the beginning of the year, you focused on two facets of your life: money and health. Everyone wants to begin the year with a positive and refreshed frame of mind. You yearn for a prosperous 2018 and want to instil a new sense of sound money management into your everyday life. At the same time, you want to be healthy. You don’t simply want to shift those stubborn few pounds that you put on over Christmas, you want to keep the weight off, become fitter, enhance your immune system and be the epitome of good health.… View Post