Financial Shocks From Your Home: How To Prepare

For the vast majority of people, our home will be the biggest purchase we ever make. It’s impossible not to know that life as a homeowner can be costly in terms of the mortgage, taxes, and electricity and heating bills you will have to finance– but these factors are just the tip of the financial iceberg.

Even with the best will in the world and a strict adherence to home maintenance, there are certain problems that your home can experience that will deliver an almighty financial shock to you. These areas deserve a little more attention when you’re assessing your maintenance needs, and you need to have a financial plan for what happens if they experience a problem.… View Post

The Simplest Ways To Save Money By Changing …

The Simplest Ways To Save Money By Changing Your Lifestyle

The chances are that when you made your New Year resolutions at the beginning of the year, you focused on two facets of your life: money and health. Everyone wants to begin the year with a positive and refreshed frame of mind. You yearn for a prosperous 2018 and want to instil a new sense of sound money management into your everyday life. At the same time, you want to be healthy. You don’t simply want to shift those stubborn few pounds that you put on over Christmas, you want to keep the weight off, become fitter, enhance your immune system and be the epitome of good health.… View Post

Debunking your myths about online selling

Debunking your myths about online selling

Many of us know the benefits of selling our unwanted things online but aren’t sure how to get started which means we miss out on making ourselves some extra money. We often hear stories of when things go wrong with online selling and these rarities become our excuses for letting things pile up in our cupboards somewhere between ‘will never use again’ and ‘I can’t throw that in the bin!’

Here are some common myths to online selling which I can hopefully debunk for you and inspire you to start clearing out those cupboards and making some money!… View Post

How to Repair Your Credit Rating in 2018

How to Repair Your Credit Rating in 2018

If you fear you might have bad credit it can understandably make you want to bury your head in the sand; but similar to getting a medical check-up, whilst nerve-racking, it tends to be much better to know where you stand, so that you are in the empowered position to nip any issues in the bud rather than let them spiral out of control.

Repairing your credit rating is a journey that can take some time; however, it’s entirely possible for anyone to turn their credit rating around; even if you have previously been bankrupt, or are soon to be discharged.… View Post

5 Purchases You Never Seem To Have Time To …

5 Purchases You Never Seem To Have Time To Save For

No matter how frugal you are and how meticulously you planned your budget, something always crops up to send your finances into a spin. That’s fine though, right? You’ve got a healthy savings pot to cover all those unexpected expenses. There might be good intentions there, but most of us rarely have enough in the savings account when the unexpected expense crops up. There just never seems to be enough time to get that fund big enough!… View Post

Five Unexpected Ways People Earn Extra Cash Today

Five Unexpected Ways People Earn Extra Cash Today

In case you are wondering how some families and couples deal with inflation and increased living costs, you might be thinking that everyone works from dusk till dawn to make ends meet. What if there are some easier and less time consuming ways of adding more cash to your family budget? Below you will find some methods people have been using for years to generate extra income. … View Post

Great Ways To Stretch Your Cash

Great Ways To Stretch Your Cash

Many people come to a point in their life where they feel like their money isn’t stretching far enough, or they feel like they want and should get more from what they’ve got. The good news is, you can always get more for your money! You just need to know where to put it, and the more initial money you have, the further you can stretch it. First of all, you need to look at your goals, are you looking to save yourself a small amount every week, or are you looking to make more from what you’ve got?… View Post