One of the easiest ways to manage our money and ease our financial woes is making a family budget. Yet, so few of us do. The idea of sitting down and writing a budget can be overwhelming, and many of us fail to see how the simple act of writing everything down can make a difference. … View Post
We each wage a constant war against household expenses. From the monthly direct debits which we pray won’t get the better of us to the quotidian expenses that all add up so fast that they can make our monthly bank statements into troublesome reading. The trouble for most households is that there are so many outgoing expenses that simply keeping up with them can be a bamboozling affair.… View Post
Knowing how to manage your money is imperative if you want to live a happy life and live below your means while remaining comfortable, and yet this is something that the majority of people don’t know how to do. Being able to manage your money in a way that suits you is something everybody should learn to do. It’s not your fault if you don’t know how; schools don’t teach this kind of skill, but they should! Don’t beat yourself up about not doing it so far, just get started as soon as you can. You’ll get such a sense of freedom when you take control of your finances, and you’ll feel more secure than ever.… View Post
Luckily, we live in the age of online services and digital apps, and there’s one budgeting app that can change your financial life for the better. It’s called YNAB, or to give it it’s full name, “You Need a Budget”. Here are some reasons you should give it a chance.… View Post
If you don’t have a savings account right now then there is a high chance that you are missing out. Not only will you be missing out on interest and financial security, because it also means that you are unable to protect the assets that you do have as well. Saving is easier said than done, but there are a ton of benefits available to those who do want to save and you can find some of them below.… View Post
